Jensen Huang’s Resignation Raises an Important Question: Why Do Tech Company Founders Need a Dual-Class Share Structure?

Your question raises an interesting issue that goes to the heart of corporate governance in the United States:

Why can the founder of a company, who has worked so hard to build it into a trillion-dollar business, potentially be removed by the company's own board of directors? Should founders use a dual-class share structure to ensure that they retain control over their companies?

I believe your observation has merit. If Jensen Huang had adopted a dual-class share structure, similar to those used by Meta and Google, the situation might have been very different.

1. Why Did Jensen Huang Resign from NVIDIA?

Jensen Huang is the co-founder of NVIDIA and has served as its CEO and chairman for many years.

According to the reports discussed in this article, Huang announced his resignation on November 12, 2026, following developments involving personal conduct, corporate reputation, and national security concerns.

The situation reportedly involved several factors:

1. Personal relationship controversy: Media reports disclosed allegations concerning Huang's extramarital relationship. He reportedly acknowledged being unfaithful to his wife and apologized to employees.

2. National security investigation: Reports raised concerns involving a woman suspected by U.S. intelligence agencies of having connections to Chinese intelligence. These allegations should not be treated as proven facts.

3. Corporate governance and board pressure: The board had to consider the company's reputation, management credibility, national security risks, and shareholder interests.

It is important to distinguish these reported developments from established facts. Huang's departure should not simply be interpreted as a judgment that he lacked the ability to run NVIDIA. Rather, the situation involved a combination of personal, corporate, and governance issues.

2. Does NVIDIA's Board of Directors Have Too Much Power?

The answer is that, under the American corporate governance system, a board of directors does have substantial authority, although that authority is not unlimited.

The basic governance structure of a publicly traded American corporation is:

Shareholders → Board of Directors → CEO and Management Team

• Shareholders own the company's stock and exercise voting rights.

• The Board of Directors represents shareholders, oversees the company, and appoints or removes the CEO.

• The CEO and management team are responsible for daily operations and executing the company's business strategy.

There are several important distinctions here.

First, a CEO does not automatically own the company or have permanent control over its management.

Even though Jensen Huang founded NVIDIA, he does not have an automatic legal right to remain CEO forever.

The board generally has the authority to appoint and remove the CEO, subject to applicable law and the company's governing documents.

Second, the board cannot simply do whatever it wants.

Directors have fiduciary duties and must act in accordance with their legal obligations and the interests of the corporation and its shareholders. Shareholders also have voting rights that can be used to replace directors.

Therefore, this is not simply a matter of the board having unlimited power over the founder. It is part of the checks-and-balances system in American corporate governance.

However, there is a more interesting question:

If a founder has majority voting control of the company, can the board still easily remove that founder as CEO?

In most circumstances, doing so would become considerably more difficult.

3. Could NVIDIA Have Used a Dual-Class Share Structure to Protect Jensen Huang's Position?

I believe this is the most important part of the discussion.

Many American technology companies use a corporate ownership arrangement known as a Dual-Class Share Structure.

Under this arrangement, a company typically issues two classes of shares:

Share Class	Voting Rights per Share	Typical Holders
Class A	1 vote	Public investors
Class B	10 votes	Founders and certain insiders

Let's consider a simple example.

Suppose a company issues one billion shares:

• The founder owns 100 million Class B shares, each carrying 10 votes.

• Public investors own 900 million Class A shares, each carrying one vote.

The result would be:

The founder's economic ownership: 10%

However, the founder would control:

52.63% of the company's total voting rights.

The calculation is:

1 billion votes ÷ (1 billion + 900 million votes) = 52.63%.

This creates an interesting situation:

The founder owns only 10% of the company's economic value but controls more than half of its voting power.

Consequently, public investors may own 90% of the company's economic interests but cannot independently determine the composition of the board through ordinary shareholder voting.

4. How Do Other Technology Giants Handle Founder Control?

Several major technology companies have adopted dual-class or multiple-class share structures.

Meta — Mark Zuckerberg

Zuckerberg owns a relatively small percentage of Meta's total economic interests but maintains substantial voting control through his Class B shares, which carry enhanced voting rights.

This gives him considerable influence over director elections and major shareholder decisions.

Alphabet (Google's Parent Company) — Larry Page and Sergey Brin

Google also uses a multi-class share structure. Its founders hold Class B shares with enhanced voting rights, allowing them to maintain substantial control even when their economic ownership represents a much smaller percentage of the company.

NVIDIA — Jensen Huang

NVIDIA, in contrast, uses a one-share, one-vote structure rather than giving its founder special voting rights.

Huang owns approximately 3.58% of NVIDIA's shares, based on the ownership figure discussed in this article. Although he is the company's founder and a major individual shareholder, he does not have enough voting power to independently determine the composition of the board.

This is an important difference between NVIDIA and companies such as Meta and Alphabet.

If NVIDIA had adopted a dual-class structure and Huang had retained more than 50% of the voting rights, other shareholders generally could not have easily changed the board through ordinary shareholder voting without his support.

Of course, dual-class shares do not eliminate the board's legal authority or exempt the founder from legal responsibilities.

5. If Jensen Huang Had Controlled 51% of the Voting Rights, Would This Situation Have Happened?

We can examine this question from three perspectives.

First: It would have been much more difficult for the board to remove him.

If Huang controlled more than 50% of the voting rights, he would generally have substantial influence over shareholder elections and the selection of directors.

If most board members were supported by him, it would become much more difficult for the board to remove him against his wishes.

Second: He would not have been completely immune from legal consequences.

Even under a dual-class structure:

• Directors would still have fiduciary responsibilities.

• The company would still be subject to securities regulations and stock exchange requirements.

• Super-voting rights would not protect anyone from personal liability involving fraud, criminal conduct, or other violations of law.

• Serious corporate problems could still create pressure from investors, business partners, and regulators.

Furthermore, dual-class shares primarily protect voting control. They do not necessarily guarantee that a founder can never be removed as CEO under the company's governing documents and applicable law.

Third: Even if the board could not easily remove him, Huang could still choose to resign voluntarily.

This is an important distinction.

Super-voting rights can protect a founder's control over the company, but they cannot guarantee that the founder will always want to remain CEO.

Nor can they eliminate the consequences of personal conduct that might affect a company's reputation and business relationships.

6. An Important Corporate Governance Question

Jensen Huang spent more than three decades building NVIDIA from a graphics-chip company into one of the most important companies in the global AI industry.

However, his ownership represents only a relatively small percentage of the company.

This creates an interesting distinction:

Most of the company's economic interests belong to other shareholders, while its long-term business strategy has been heavily influenced by its founder.

There are two different approaches to corporate governance:

Governance Model	Core Philosophy	Main Risk
One share, one vote	All shareholders participate in governance according to their ownership	Founders may lose control
Dual-class shares	Protect founders' long-term strategic control	Excessive concentration of power and weaker shareholder oversight

Both systems have advantages and disadvantages.

For example, technology entrepreneurs such as Mark Zuckerberg and Elon Musk have used or benefited from different forms of special voting arrangements.

These structures can reduce the influence of short-term market pressures and allow founders to pursue long-term strategies.

However, they can also make it difficult for outside investors to challenge a founder's decisions, even when investor confidence declines.

7. My Overall Perspective

I believe the question you raised about NVIDIA and dual-class shares reflects an important investment and corporate governance principle:

Creating a company's value and owning its economic interests are two different things. Likewise, owning a large percentage of a company does not necessarily mean having actual control over it.

If I were founding a technology company, I would seriously consider adopting a dual-class share structure before taking the company public.

For technology companies that depend heavily on their founders' vision, technical expertise, long-term strategy, and leadership, retaining a certain degree of control can have significant business value.

At the same time, I would establish reasonable checks and balances to prevent the company from becoming completely dependent on one individual.

In NVIDIA's case, Huang's decision not to adopt a dual-class share structure is an interesting historical corporate governance choice worth examining.

However, we cannot conclude that adopting dual-class shares would definitely have prevented his resignation.

A more accurate conclusion is that dual-class shares might have changed the board's ability to exercise control over him, but they could not have guaranteed that he would never leave the company for other reasons.

This is also why investors should look beyond financial statements, earnings growth, and stock prices when evaluating publicly traded companies.

They should also ask an important question:

Who actually controls this company?

Gang Chen, Publisher/Bestselling Author (GreenExamEducation.com)

Architect, LEED AP BD+C, Real Estate Broker (BRE# 01232392)

黄仁勋辞职引发的思考：科技公司创始人为什么需要AB股制度？

创始人辛辛苦苦创建了一家价值数万亿美元的公司，为什么最后却可能被自己公司的董事会赶下台？创始人是否应该通过AB股制度，确保自己对公司的控制权？

黄仁勋如果当年采用类似Meta、Google的双重股权结构（Dual-Class Shares），今天的局面很可能会有所不同。

不过，先说一下最新发生的事情。

一、黄仁勋为什么从英伟达辞职？

Jensen Huang | NVIDIA Newsroom

黄仁勋（Jensen Huang）

英伟达联合创始人，原董事长兼CEO

2026年11月12日宣布辞职

根据英伟达11月12日发布的正式公告，黄仁勋已经辞去总裁、CEO和董事职务，立即生效。首席财务官Colette Kress暂时接任CEO，董事会将寻找正式继任者。

NVIDIA Newsroom+1

这次事件的背景主要包括：

1. 个人关系丑闻。 近期媒体披露了黄仁勋婚外关系的相关报道。他本人在11月8日向公司员工承认对妻子不忠，并公开道歉。

2. 国家安全调查。 媒体报道涉及一名被美国情报部门怀疑与中国情报机构有关联的女性。英伟达董事会因此启动独立调查。需要强调的是，相关间谍指控尚不能当作已经证实的事实。

3. 公司治理和董事会压力。 董事会需要考虑管理层的公信力、企业声誉、国家安全风险以及股东利益。

英伟达11月8日的公告当时还表示，董事会对黄仁勋及其领导团队有信心。但随后局势发生变化，最终在11月12日宣布CEO交接。

NVIDIA Newsroom+2

因此，这次辞职不能简单理解为董事会认为黄仁勋经营能力不行，而是个人行为、公司声誉、国家安全调查和董事会治理问题交织在一起。

二、英伟达董事会的权力是不是太大了？

答案是：从美国上市公司的法律和治理制度来看，董事会确实拥有很大的权力，但这种权力并不是没有来源和限制。

美国公司的基本治理结构是：

股东（Shareholders）

拥有公司股份，行使投票权

董事会（Board of Directors）

代表股东监督公司，任命和解聘CEO

CEO及管理团队

负责公司日常经营和战略执行

这里有几个重要区别：

1. CEO并不拥有公司的经营控制权，就算他是创始人也一样。

黄仁勋虽然是英伟达的创始人和长期CEO，但他并没有因此获得永久担任CEO的权利。

董事会有权任命CEO，也有权根据公司治理规则解除CEO职务。

2. 董事会也不是可以随意行事的。

董事会成员负有受托责任，需要考虑公司的利益和股东利益。股东可以通过投票更换董事，董事的决定也可能受到法律、公司章程及监管规则的约束。

所以，这不是简单的董事会可以随意欺负创始人，而是美国上市公司的一套权力制衡机制。

不过，你提出的另一个问题更值得研究：如果创始人拥有绝对投票控制权，董事会还能够轻易让他离职吗？

答案通常是不容易。

三、如果英伟达当初采用AB股制度，黄仁勋能否保护自己的CEO位置？

我认为，这是整个问题最关键的地方。

美国科技公司中有一种非常重要的股权设计，叫作：

Dual-Class Share Structure（双重股权结构）

它通常将股票分成两类：

股票类型	每股投票权	主要持有人
A类股票	1票	普通公众投资者
B类股票	10票	创始人及特定内部人士

举个简单的例子：

假设一家公司发行10亿股股票：

• 创始人持有1亿股B类股票，每股10票。

• 公众投资者持有9亿股A类股票，每股1票。

那么：

创始人的经济持股比例

10%

创始人的投票权比例

52.63%

计算：10亿票 ÷（10亿票 + 9亿票）= 52.63%

你可以看到一个很有意思的现象：

创始人只拥有公司10%的经济权益，却掌握超过一半的投票权。

这就意味着，其他投资者虽然拥有90%的经济权益，却无法单靠自己的股份决定谁来担任董事。

四、看看其他科技巨头是怎么做的

meta-20240329

Meta — Mark Zuckerberg

Zuckerberg持股约13.4%，但通过B类股票的超级投票权，控制约60%的投票权。

这使他在董事选举和重大股东投票中拥有很强的控制力。

Fortune

Larry Page et Sergey Brin : quand deux visionnaires créent Google "dans un garage"

Alphabet（Google母公司） — Larry Page和Sergey Brin

Google采用多类别股票结构，创始人持有的B类股票具有更高投票权，能够在经济持股比例较低时继续保持控制权。

NVIDIA Corporation - Governance - Management Team

NVIDIA（英伟达） — Jensen Huang

黄仁勋截至2026年3月持股约3.58%，采用一股一票制度，没有额外的超级投票权。

因此，他虽然是最大个人股东，却没有办法单独决定董事会成员的任免。

Fortune

这就是英伟达与Meta、Google在公司控制权方面的一个重要区别。

如果英伟达当初采用双重股权结构，黄仁勋保留超过50%的投票权，那么其他股东通常就无法通过普通股东投票轻易改变他所支持的董事会构成。

当然，董事会仍然可以根据其法定权限采取行动，双重股权也不是免除法律责任的保护伞。

五、如果黄仁勋拥有51%的投票权，今天还会发生这件事吗？

我们可以分三个层面分析。

第一：董事会更换他的难度会大幅增加。

如果黄仁勋拥有超过50%的投票权，他通常可以在股东选举中决定大部分董事人选。

如果董事会成员主要由他支持的人组成，那么董事会要罢免他就会困难得多。

第二：但他不能因此获得绝对豁免权。

即使采用AB股制度，也有一些限制：

• 董事仍然需要履行法律规定的受托责任。

• 公司仍然受到证券监管和上市规则约束。

• 如果涉及国家安全、欺诈或其他违法行为，超级投票权不能免除个人责任。

• 如果公司发生严重危机，投资者、合作伙伴和监管机构仍然可能产生重大压力。

另外，双重股权主要保护的是股东投票控制权，并不意味着CEO在法律上永远不能被董事会解除职务。

第三：即使董事会无法轻易罢免他，他仍然可能选择主动辞职。

这是一个容易被忽略的问题。

超级投票权能够保护创始人的公司控制权，却不能保证创始人永远愿意担任CEO，也不能消除个人行为对企业声誉和商业关系造成的影响。

六、我认为这里还有一个值得深入思考的公司治理问题

黄仁勋创建英伟达33年，把一家图形芯片公司发展成全球AI产业最重要的企业之一。

但是，他持有的股份只有约3.58%。

这意味着，公司绝大多数经济权益属于其他股东，而公司的长期战略却很大程度上依赖创始人的领导。

这里存在两种不同的公司治理理念：

模式	核心理念	主要风险
一股一票	所有股东按照持股比例参与治理	创始人可能失去控制权
AB双重股权	保护创始人的长期战略控制权	创始人权力过于集中，外部股东制衡能力下降

两种制度各有利弊。

例如，马斯克、扎克伯格等科技企业创始人，也采用或拥有不同形式的特殊投票权安排。它们可以减少短期资本市场对企业长期战略的干扰，但也可能使创始人即使失去部分投资者信任，仍然保留很大的决策权。

七、我的一个总结性观点

我认为，你提出的英伟达AB股问题，实际上涉及一个非常重要的投资理念：

创始人创造企业价值，与股东拥有企业经济权益，是两个不同的概念；而拥有经济权益，也不一定意味着拥有公司的实际控制权。

如果我是一个科技公司的创始人，在公司上市之前，我会认真考虑双重股权结构。

尤其是对于依赖创始人技术 vision、长期战略和领导能力的科技企业，保留一定的长期控制权可能具有商业价值。

但我也会设计合理的制衡机制，避免公司完全依赖一个人的判断。

对英伟达而言，黄仁勋没有采用AB股结构，是一个值得研究的历史性公司治理选择。

不过，我们不能简单断言，如果当初采用AB股，今天的辞职就一定不会发生。更准确地说，AB股可能改变董事会对他的控制能力，却无法保证他不会因为其他原因离开公司。

这也是投资者研究上市公司时，除了看财务报表、利润增长和股票价格之外，还应该研究的一个重要方面：谁真正控制这家公司？

参考资料：

• NVIDIA官方：2026年11月12日CEO交接公告

• 美国SEC：英伟达高管离职申报文件

• Fortune：黄仁勋为什么没有足够的投票权保护自己的CEO职位

• 陈钢（Gang Chen）
  出版社创办人、畅销书作家（http://GreenExamEducation.com）
  建筑师（Architect）、LEED AP BD+C
  加州房地产经纪人（BRE# 01232392）

  网址：http://GreenExamEducation.com

Don't Lose Yourself in Love and Marriage

Don't Lose Yourself in Love and Marriage

Love is beautiful, and marriage is one of the most important parts of life. Everyone hopes to find someone they truly love, someone who loves them in return, and build a happy and fulfilling family together. However, I believe that no matter how sweet love may be or how happy a marriage seems, a person should never completely lose themselves in a relationship. Loving someone should never mean giving up independent thinking, financial management skills, or control over one's family's financial affairs.

Love requires trust, but trust does not mean blind faith. Marriage requires commitment, but commitment does not mean losing yourself.

The experiences of several well-known figures in the entertainment industry offer some valuable lessons for us to consider.

1. Kenny Bee: The Ability to Make Money Does Not Guarantee Financial Management Skills

Kenny Bee (钟镇涛) was once a very popular singer and actor in Hong Kong and a member of the famous music group The Wynners. At the height of his career, he had accumulated considerable wealth.

However, after marrying his former wife, Zhang Xiaohui (章小蕙), he encountered serious financial difficulties involving family finances and real estate investments.

According to accounts he shared in past media interviews, he did not have sufficient knowledge of financial management at the time. He trusted his wife deeply and left the handling of their finances largely to her. Later, the couple invested in real estate, purchasing multiple properties and taking on substantial mortgage debt.

When the Asian financial crisis hit in 1997, Hong Kong's property market experienced a dramatic decline, eventually leaving him burdened with enormous debt.

In 2002, Kenny Bee filed for bankruptcy. Much of the wealth he had accumulated over the years was wiped out, marking a major turning point in his life.

What lessons can we learn from this experience?

Kenny Bee had a strong ability to earn money and had built a successful career. However, he was not sufficiently involved in managing the family's finances and did not fully understand the investment risks and debt obligations.

I am not trying to judge the relationship between him and his former wife. Rather, I want to emphasize an important principle: No matter how strong the relationship between husband and wife may be, both partners should understand their family's financial situation. Trusting your spouse should not mean completely ignoring where the money goes, what investments are being made, or how much debt the family has accumulated.

A husband and wife may divide financial responsibilities, but both should understand how much the family owns, how much it owes, and the risks associated with every major investment.

2. Wang Baoqiang: Marriage Involves More Than Love; It Also Involves Property and Legal Responsibilities

Wang Baoqiang is a well-known Chinese actor. Coming from an ordinary family, he worked hard to build his career and eventually became a successful actor, accumulating considerable wealth along the way.

In 2016, his marital problems with his wife, Ma Rong, became public and attracted widespread attention. The couple subsequently entered divorce proceedings involving child custody, real estate, company ownership, bank deposits, and other marital assets.

In 2018, the court granted their divorce and, based on the evidence, determined that Ma Rong had engaged in an extramarital relationship. The division of marital property was addressed through subsequent legal proceedings.

This case reminds us that marriage is not simply a matter of emotions between two people. It also involves complicated family assets, financial interests, and legal responsibilities.

A person may be very successful at earning money, but if they have little understanding of family assets, company shares, bank accounts, and other important property, they may face significant difficulties when a marriage breaks down.

I believe that both men and women should maintain a certain degree of financial independence during marriage, understand important family financial information, and keep proper records of relevant documents.

This is not about distrusting one's spouse. It is about taking responsibility for oneself, one's family, and one's children.

3. Zhao Qing: Never Let Love Override Your Rational Judgment

The experiences of Taiwanese actor Zhao Qing (赵擎) have also attracted media attention.

According to media reports in 2009 and 2016, Zhao Qing stated that he had suffered substantial financial losses during a previous marriage, including the loss of real estate and years of personal savings. Reports indicated that he experienced serious financial difficulties and eventually had to relocate to Beijing to rebuild his career.

Of course, what the public knows about his situation comes primarily from media reports. There is no need for us to make excessive judgments about the private details of his marriage.

Nevertheless, his experience offers another important lesson.

When people fall in love or get married, they may trust their partners unconditionally because of their feelings. Some may even hand over all their assets and financial affairs to their partners.

Without sufficient knowledge, oversight, and awareness of financial risks, a change in the relationship could seriously affect the wealth accumulated through years of hard work.

Love should never cause someone to lose basic judgment. No matter how deeply you love another person, you should always maintain your ability to think independently.

4. It Is Not Enough to Know How to Make Money; You Must Also Know How to Manage It

Many years ago, one of my neighbors told me something that has stayed with me ever since.

He was running a very small company at the time, and he told me:

"You don't necessarily need to understand all the technical aspects of the business, but you absolutely must know how to manage the company's money. You must know exactly how much money the company has, how much it earns and spends each month, how the business is performing, whether it is making a profit or suffering a loss, and how much debt it owes. You must have a clear understanding of all these things."

I thought this was excellent advice.

Even if a business owner or manager does not understand every technical aspect of the company, they cannot afford to be ignorant of its financial condition. The survival and growth of a business ultimately depend on sound financial management.

I believe the same principle applies to a family.

A family is essentially a small economic unit. A husband and wife may have different responsibilities. One may focus on earning money while the other manages household affairs. However, both should understand the family's overall financial situation.

For example:

1. How much cash, savings, and investment money does the family currently have?

2. How much real estate, stocks, and other assets does the family own?

3. How much income does the family earn and how much does it spend each month?

4. How much remains on the mortgage, car loans, and other debts?

5. How much risk is involved in the family's investments?

6. If one spouse loses a job or experiences an unexpected emergency, can the family maintain its normal lifestyle?

Both spouses should have a basic understanding of these matters.

I have always believed that a person needs not only the ability to earn money but also the ability to manage wealth.

Making money is important. However, if someone earns a great deal but does not know where the money is, has no idea how much the family owns or owes, or cannot even tell whether their investments are making or losing money, then the value of all that hard work is greatly diminished.

5. Love Can Be Romantic, but You Must Maintain Your Independence in Life

I am not suggesting that married couples should be overly concerned with every little financial detail, nor am I saying that spouses should not trust each other.

On the contrary, I believe a good marriage should be built on trust, respect, understanding, and shared responsibility.

However, trust does not mean that you should remain uninformed about everything. Loving someone does not mean giving up your career, financial capabilities, or independent identity.

Both men and women should strive to maintain the following five things:

First, maintain your ability to earn money.

Do not assume that once you get married, you can rely entirely on your spouse for all future financial needs. Whenever possible, maintain your professional skills and your own source of income. This is not only a form of financial security but also an expression of personal value and independence.

Second, maintain your financial management skills.

Do not hand over all financial responsibilities to your spouse while remaining completely unaware of what is happening. Couples can divide responsibilities, but both should understand the family's income, expenses, assets, and liabilities.

Third, discuss major investments together.

Major financial decisions, such as purchasing real estate, investing in stocks, starting a business, borrowing money, or guaranteeing someone else's loan, should always be discussed thoroughly by both spouses.

Do not sign documents you do not understand simply because you have a good relationship with your spouse. Never take on enormous financial obligations without understanding the risks involved.

Fourth, preserve your ability to think independently.

Do not assume that your partner is always right simply because you love them. A mature relationship should allow both people to have different opinions and discuss important matters rationally.

Fifth, never give up personal growth because of marriage.

No matter how many years you have been married, continue learning, working, and developing your interests and abilities. A person with independent thinking, professional ambitions, and financial capabilities is often more likely to earn their partner's respect.

Conclusion: Love Someone, but Remember to Protect Yourself

Life is long, and love is an important part of life, but it is not everything.

We all hope that love will last, that marriage will be happy, and that couples will grow old together. However, life is full of uncertainties. The love you experience when you are young may not necessarily last a lifetime, and today's happiness does not guarantee that nothing will ever change in the future.

Therefore, I would like to share a few thoughts with everyone:

Never give up your career because of love. Never give up understanding your family's finances because of trust. And never lose your ability to think independently because of marriage.

A mature person should know how to love others while also loving themselves. They should have the ability to earn money as well as the ability to manage wealth. They should cherish their marriage while maintaining their own independent identity.

A truly healthy relationship is not one in which one person becomes completely dependent on the other. It is a partnership between two independent individuals who respect each other, support each other, and grow together.

You can give everything to someone you love, but never lose yourself. You can trust someone wholeheartedly and give them all your affection, but never abandon your reason and judgment.

That, in my opinion, is the wisdom we should maintain in love and marriage.

Gang Chen, Publisher/Bestselling Author (GreenExamEducation.com)

Architect, LEED AP BD+C, Real Estate Broker (BRE# 01232392)

 

不要在爱情和婚姻中迷失自我

爱情是美好的，婚姻是人生中非常重要的一部分。每个人都希望找到一个自己深爱、也深爱自己的人，建立一个幸福美满的家庭。但是，我认为，无论爱情多么甜蜜，婚姻多么幸福，一个人都不应该因为爱情而完全迷失自我，更不能因为爱一个人，就放弃自己的独立思考、经济管理能力和对家庭财务的掌控。

爱情需要信任，但信任不等于盲目；婚姻需要付出，但付出不等于放弃自我。

娱乐圈有几位公众人物的经历，值得我们思考。

一、钟镇涛：有赚钱能力，却缺乏财务管理意识

钟镇涛曾经是香港娱乐圈非常红的歌手和演员，也是温拿乐队的成员。在事业最辉煌的时候，他拥有相当可观的财富。

但是，他与前妻章小蕙结婚以后，家庭财务和房地产投资出现了严重问题。

根据他过去接受媒体采访时的讲述，他当时对理财缺乏足够的认识，对家人非常信任，把财务管理交给妻子处理。后来，两人投资房地产，购买了多处房产，并承担了大量贷款。1997年亚洲金融危机爆发，香港房地产市场大幅下跌，最终使他背负巨额债务。

2002年，钟镇涛申请破产，曾经拥有的财富几乎化为乌有，人生经历了巨大的转折。

这件事情给我们的启示是什么？

钟镇涛有很强的赚钱能力，也有很好的事业基础，但是他没有充分参与家庭财务管理，对投资风险和债务缺乏足够的了解。

我并不是要评价他和前妻之间的感情是非，而是想强调一个道理：即使夫妻之间感情再好，也应该了解家庭的财务状况。不能因为信任对方，就完全不管钱去了哪里、投资了什么、欠了多少债。

夫妻可以分工管理家庭财务，但双方都应该清楚家庭拥有多少资产、承担多少负债，以及每一项重大投资的风险。

二、王宝强：婚姻不仅是感情，也涉及财产和法律责任

王宝强是大家非常熟悉的演员。他从一个普通家庭出身，通过自己的努力，一步一步成为知名演员，积累了相当可观的财富。

2016年，他与妻子马蓉的婚姻问题公开，引起了社会广泛关注。双方随后进入离婚诉讼程序，涉及子女抚养、房产、公司股权、存款以及其他夫妻共同财产等问题。

2018年，法院判决解除双方婚姻关系，并根据相关证据认定马蓉存在婚外不正当关系。财产分割问题则经过后续程序处理。

这件事情让我们看到，婚姻不仅仅是两个人的感情问题，还涉及复杂的家庭资产、经济利益和法律责任。

一个人可能非常有赚钱能力，但是如果对家庭资产、公司股权、银行账户和重要财产缺乏了解，在婚姻发生变故时，就可能面临很多困难。

我认为，无论男女，在婚姻中都应该保持一定的经济独立性，了解家庭的重要财务信息，妥善保存相关资料。

这并不是不信任自己的配偶，而是对自己、对家庭和对子女负责。

三、赵擎：不要因为爱情而失去理性判断

台湾演员赵擎的经历也曾经引起媒体关注。

根据2009年和2016年的媒体报道，赵擎曾表示，自己在上一段婚姻中遭遇严重的财产损失，包括名下房产和多年积蓄。据报道，他因此一度陷入经济困境，后来不得不前往北京重新发展事业。

当然，公众看到的主要是媒体报道，我们不必对当事人的私人婚姻作过多评价。

但这段经历同样值得我们思考：

一个人在恋爱或者婚姻中，可能因为感情而对另一半毫无保留地信任，甚至把自己的全部财产和经济事务交给对方处理。

如果缺乏必要的了解、监督和风险意识，一旦感情发生变化，自己多年努力积累的财富就可能受到严重影响。

爱情不应该让一个人失去基本的判断能力。即使非常爱一个人，也应该保留独立思考的能力。

四、一个人不仅要会赚钱，还必须懂得管钱

好多年前，我的一位邻居曾经跟我讲过一段话，让我至今印象深刻。

他当时自己经营着一家很小的公司，他对我说：

你不一定需要非常懂公司的专业技术知识，但是你一定要懂得管理公司的钱。你必须清楚公司现在有多少钱，每个月收入多少、支出多少，经营状况怎么样，是盈利还是亏损，欠了多少债。这些事情，你心里一定要一清二楚。

我觉得这段话非常有道理。

一个公司的老板或者管理人员，即使不懂每一项具体的技术，也不能不知道公司的财务状况。因为公司的生存和发展，最终离不开财务管理。

我认为，家庭其实也是一样的。

一个家庭就是一个小型经济单位。夫妻双方可能有不同的分工，一个人负责赚钱，另一个人负责管理家庭事务，但是双方都应该了解家庭的基本财务状况。

例如：

1. 家庭目前有多少现金、存款和投资？

2. 有多少房地产、股票和其他资产？

3. 每个月有多少收入和支出？

4. 房贷、车贷以及其他负债还有多少？

5. 家庭投资的风险有多大？

6. 如果其中一个人失去工作或者发生意外，家庭能否维持正常生活？

这些问题，夫妻双方都应该有基本的了解。

我一直认为，一个人不仅要有赚钱的能力，还必须有管理财富的能力。

赚钱很重要，但是如果赚了很多钱，却不知道钱在哪里，不知道家庭有多少资产和负债，甚至不知道自己的投资究竟是盈利还是亏损，那么赚钱的意义也会大打折扣。

五、爱情可以浪漫，但人生必须保持独立

我并不是主张夫妻之间凡事斤斤计较，更不是说夫妻之间不应该相互信任。

恰恰相反，我认为一段好的婚姻，应该建立在信任、尊重、理解和共同承担责任的基础上。

但是，信任不代表什么事情都不需要了解，爱一个人也不代表必须放弃自己的事业、经济能力和独立人格。

无论男人还是女人，都应该努力保持以下几个方面：

第一，保持自己的赚钱能力。

不要因为结婚了，就认为今后所有经济问题都可以依靠配偶。尽可能保持自己的职业能力和经济来源，这不仅是经济保障，也是个人价值和独立性的体现。

第二，保持自己的理财能力。

不要把所有财务事务完全交给另一半，自己却什么都不知道。夫妻可以分工，但双方都应该了解家庭的收入、支出、资产和负债。

第三，重大投资必须共同商量。

购买房产、投资股票、创业、借贷以及担保等重大经济决定，都应该经过双方充分沟通。不要因为感情好，就轻易签署自己不理解的文件，更不要在不了解风险的情况下承担巨额债务。

第四，保留自己的独立思考能力。

不要因为爱一个人，就认为对方永远正确。真正成熟的爱情，应该允许双方有不同意见，也应该能够理性讨论问题。

第五，不要因为婚姻而放弃自我成长。

无论结婚多少年，都应该继续学习、工作、发展自己的兴趣和能力。一个有独立思想、有事业追求、有经济能力的人，往往也更容易获得伴侣的尊重。

结语：爱一个人，也要懂得保护自己

人生很长，爱情只是人生的重要组成部分，而不是人生的全部。

我们希望爱情能够长久，希望婚姻能够幸福，也希望夫妻能够白头偕老。但是，人生有很多不确定性。年轻时的爱情，不一定能够维持一辈子；今天的幸福，也不代表未来永远不会发生变化。

因此，我想送给大家几句话：

不要因为爱情而放弃自己的事业，不要因为信任而放弃对家庭财务的了解，不要因为婚姻而失去独立思考的能力。

一个成熟的人，既应该懂得爱别人，也应该懂得爱自己；既应该有赚钱的能力，也应该有管理财富的能力；既应该珍惜婚姻，也应该保持独立的人格。

真正健康的爱情，不是一个人完全依附另一个人，而是两个独立的人相互尊重、相互支持、共同成长。

爱一个人，可以倾其所有，但不要失去自我；信任一个人，可以毫无保留地付出感情，但不要放弃理性和判断。

这才是我认为爱情和婚姻中应该保持的智慧。

陈钢（Gang Chen）
出版社创办人、畅销书作家（http://GreenExamEducation.com）
建筑师（Architect）、LEED AP BD+C
加州房地产经纪人（BRE# 01232392）

网址：http://GreenExamEducation.com

SCUT Alumni in Southern California Celebrate the 102nd Anniversary of Sun Yat-sen University

 

The Historical Ties Between South China University of Technology and Sun Yat-sen University: From Sun Yat-sen University's School of Engineering to South China University of Technology

Many people may have heard that South China University of Technology (SCUT) was formed by separating the School of Engineering from Sun Yat-sen University. This statement has some historical basis, but strictly speaking, it is not entirely accurate.

In fact, South China University of Technology and Sun Yat-sen University share a deep historical connection. SCUT's predecessor, South China Institute of Technology, was established in 1952 during China's nationwide restructuring of higher education institutions. It was formed by consolidating engineering schools and departments from several universities, with the School of Engineering of Sun Yat-sen University being one of its most important founding components.

1. The School of Engineering at Sun Yat-sen University: An Important Foundation of SCUT

Sun Yat-sen University traces its origins to National Guangdong University, founded by Dr. Sun Yat-sen in 1924. The institution was later renamed National Sun Yat-sen University and gradually developed into a comprehensive university.

As the university expanded, it established a School of Engineering, offering disciplines such as civil engineering, mechanical engineering, and electrical engineering. It trained a large number of engineering professionals for South China.

In 1934, the School of Engineering of National Sun Yat-sen University moved to the Shipai Campus in Guangzhou. The site of today's Wushan Campus of South China University of Technology was an important part of the former Shipai Campus of National Sun Yat-sen University.

Therefore, South China University of Technology inherited not only some of the academic disciplines and faculty of Sun Yat-sen University's School of Engineering, but also the historical and cultural legacy of this campus.

2. The Nationwide Restructuring of Higher Education in 1952 and the Establishment of South China Institute of Technology

In 1952, China undertook a major nationwide restructuring of its higher education system.

At that time, in order to concentrate resources on industrial development and engineering education, the government decided to consolidate engineering programs from several universities in Guangdong and neighboring regions to establish an engineering-focused institution in Guangzhou.

South China Institute of Technology was established against this historical background.

Its main founding components included:

1. The School of Engineering of National Sun Yat-sen University;

2. The College of Science and Engineering of South China United University;

3. Engineering departments and programs from the College of Science and Engineering of Lingnan University;

4. Guangdong Industrial College.

In addition, engineering departments and programs from other institutions, including Hunan University, Wuchang Zhonghua University, Wuhan Jiaotong College, Nanchang University, and Guangxi University, were subsequently incorporated.

On November 17, 1952, South China Institute of Technology held its first opening ceremony.

It is particularly worth noting that the institute was established on the former Shipai Campus of National Sun Yat-sen University. In other words, the campus that had once housed Sun Yat-sen University's School of Engineering later became an important base for South China Institute of Technology.

3. From South China Institute of Technology to South China University of Technology

After its establishment, South China Institute of Technology gradually developed into one of the most important engineering universities in South China.

In 1960, it was designated as a National Key University.

In January 1988, South China Institute of Technology was officially renamed South China University of Technology.

The university continued to grow and became one of China's leading universities specializing in science and engineering. In 1995, it was selected for China's national 211 Project, and in 2001, it became part of the 985 Project. In 2017, it was selected as a Double First-Class university under China's national higher education development initiative.

4. Sun Yat-sen University and South China University of Technology: Shared Historical Roots, Independent Development

Historically, Sun Yat-sen University and South China University of Technology have had a very special relationship.

Sun Yat-sen University is a long-established comprehensive university in South China, while South China University of Technology was established in 1952 through the consolidation of engineering schools and departments from several institutions, including the School of Engineering of Sun Yat-sen University.

Therefore, it is absolutely correct to say that South China University of Technology has a direct historical connection to Sun Yat-sen University's School of Engineering.

However, saying that SCUT was formed entirely by separating the School of Engineering from Sun Yat-sen University would be historically inaccurate. In reality, it was the result of integrating engineering education resources from multiple universities.

Today, the two universities have developed independently into distinguished institutions of higher education, while maintaining their deep historical ties.

5. Alumni Friendship That Transcends a Century

Today, on the occasion of the 102nd anniversary celebration of Sun Yat-sen University, 20 alumni from the South China University of Technology Alumni Association in Southern California were also invited to participate in the celebration.

Although South China University of Technology and Sun Yat-sen University have developed independently into two distinguished universities, they share a deep historical connection. South China Institute of Technology, the predecessor of SCUT, was established in 1952 through China's nationwide restructuring of higher education, with the School of Engineering of Sun Yat-sen University and engineering departments from several other universities serving as its founding components.

Therefore, participating in Sun Yat-sen University's anniversary celebration holds a special meaning for us as SCUT alumni. It is not only an opportunity to congratulate Sun Yat-sen University on its remarkable history, but also a way to honor the shared history and educational heritage of our two universities.

Although we graduated from different universities, we share common historical memories and a deep affection for our alma maters. Even though we now live overseas, the bonds of alumni friendship remain strong. That is what made today's celebration particularly meaningful.

Conclusion

As someone who completed both undergraduate and graduate studies in the Department of Architecture at South China University of Technology, I find this part of the university's history particularly interesting.

Especially when walking around SCUT's Wushan Campus, one realizes that it is not just the campus of a modern university, but also a place that preserves the historical memories of the former National Sun Yat-sen University.

From Dr. Sun Yat-sen's founding of National Guangdong University, to the establishment of the School of Engineering at National Sun Yat-sen University's Shipai Campus, to the founding of South China Institute of Technology in 1952, and finally to today's South China University of Technology, this history reflects the development and continuity of China's higher education system.

Today, seeing alumni from both universities come together in Southern California to celebrate the 102nd anniversary of Sun Yat-sen University makes us feel even more strongly the deep historical connection between the two institutions and the enduring bonds of friendship among their alumni across time and distance.

In conclusion, although Sun Yat-sen University and South China University of Technology are now two independent universities, they share deep historical roots and an important educational legacy. This shared heritage lives on not only in their campuses, but also in the hearts of generations of alumni.

Gang Chen, Publisher/Bestselling Author (GreenExamEducation.com)

Architect, LEED AP BD+C, Real Estate Broker (BRE# 01232392)

南加州华南工校友参加中山大学102年校庆

华南理工大学与中山大学的历史渊源：从中山大学工学院到华南理工大学

很多人可能听说过，华南理工大学是从中山大学工学院分出来的。这种说法有一定的历史依据，但如果严格按照历史来讲，并不完全准确。

实际上，华南理工大学与中山大学有着非常深厚的历史渊源。华南理工大学的前身华南工学院，是1952年全国高等学校院系调整时，由多所高校的工科院系合并组建而成的，其中，中山大学工学院是最重要的组成部分之一。

一、中山大学工学院是华南理工大学的重要源头

中山大学由孙中山先生于1924年创办的国立广东大学发展而来。后来学校更名为国立中山大学，并逐渐发展成为一所综合性大学。

在发展过程中，中山大学建立了工学院，设有土木工程、机械、电机等工程相关学科，为华南地区培养了大量工程技术人才。

1934年，国立中山大学工学院迁入广州石牌校区。今天华南理工大学五山校区所在的位置，就是当年国立中山大学石牌校区的重要组成部分。

因此，华南理工大学不仅继承了中山大学工学院的部分学科和师资，也继承了这片校园的历史文脉。

二、1952年全国院系调整，华南工学院正式成立

1952年，中国进行了大规模的全国高等学校院系调整。

当时，为了集中力量发展工业和工程技术教育，国家决定整合广东及周边地区多所大学的工科教育资源，在广州组建一所以工科为主的高等院校。

华南工学院就是在这一历史背景下成立的。

其主要组建基础包括：

1. 国立中山大学工学院；

2. 华南联合大学理工学院；

3. 岭南大学理工学院的工科系及专业；

4. 广东工业专科学校。

此外，还陆续调入湖南大学、武昌中华大学、武汉交通学院、南昌大学、广西大学等学校的部分工科系和专业。

1952年11月17日，华南工学院举行首届开学典礼。

值得一提的是，当时华南工学院就设在原国立中山大学石牌校区。也就是说，原来中山大学工学院所在的校园，后来成为了华南工学院的重要办学基地。

三、从华南工学院到华南理工大学

华南工学院成立以后，逐渐发展成为中国华南地区重要的工科大学。

1960年，学校被列为全国重点大学。

1988年1月，华南工学院正式更名为华南理工大学。

此后，学校不断发展壮大，成为中国著名的理工科大学之一，并于1995年进入国家“211工程”重点建设大学行列，2001年进入“985工程”重点建设大学行列，2017年入选国家“双一流”建设高校。

四、中山大学与华南理工大学：同根同源，各自发展

从历史上看，中山大学和华南理工大学有着非常特殊的关系。

中山大学是华南地区历史悠久的综合性大学，而华南理工大学则是在1952年全国院系调整过程中，以中山大学工学院等多所学校的工科院系为基础组建起来的。

因此，说华南理工大学与中山大学工学院有直接的历史渊源，是完全正确的。

但如果说华南理工大学完全是从中山大学工学院独立出来的，则不够准确。它实际上是多所高校工科教育资源整合的结果。

今天，两所大学已经成为各自独立发展的著名高校，但它们之间仍然保留着深厚的历史联系。

五、跨越百年的校友情谊

今天，在中山大学建校102周年庆祝活动中，我们华南理工大学南加州的20位校友也应邀参加了庆祝活动。

虽然华南理工大学和中山大学今天已经是两所独立发展的著名高校，但两校有着深厚的历史渊源。华南理工大学的前身华南工学院，正是在1952年全国高校院系调整中，以中山大学工学院等多所高校的工科院系为基础组建起来的。

因此，参加中山大学的周年庆，对我们华南理工大学的校友来说，也有一种特殊的亲切感。这不仅是对中山大学百年历史的祝贺，也是对两校共同历史和文化传承的一种纪念。

虽然毕业于不同的大学，但我们有着共同的历史记忆和对母校的深厚感情。身在海外，校友情谊依然浓厚，这也是今天活动特别有意义的地方。

结语

作为曾经在华南理工大学建筑系读过本科和研究生的人，了解这段历史还是很有意思的。

特别是当我们走进华南理工大学五山校区时，会发现这里不仅是一所现代化大学的校园，也承载着国立中山大学当年的历史记忆。

从孙中山先生创办国立广东大学，到后来国立中山大学工学院在石牌办学，再到1952年华南工学院成立，最后发展成为今天的华南理工大学，这段历史体现了中国高等教育的发展与传承。

今天，身在南加州的两校校友能够相聚，共同庆祝中山大学建校102周年，更让我们感受到两校之间深厚的历史联系和跨越时空的校友情谊。

可以说，中山大学与华南理工大学虽然今天是两所独立发展的大学，但在历史上确实有着一脉相承的深厚渊源。两校的历史传承不仅留在校园里，也延续在一代又一代校友的心中。

陈钢（Gang Chen）
出版社创办人、畅销书作家（http://GreenExamEducation.com）
建筑师（Architect）、LEED AP BD+C
加州房地产经纪人（BRE# 01232392）

网址：http://GreenExamEducation.com

Three Encounters with Pickpockets — How My Father's Advice Once Saved Me from a Big Predicament

 

Three Encounters with Pickpockets — How My Father's Advice Once Saved Me from a Big Predicament

Sometimes, things that seem insignificant at the time, or even make us think our parents are being overly cautious, turn out to be incredibly valuable lessons when we look back years later.

When I was younger, I encountered pickpockets three times while traveling or commuting. During the first incident, my money was stolen, but thanks to my father's advice before I left home, I still managed to make it back safely. The other two incidents were close calls when I narrowly avoided being robbed again.

The First Encounter: My Father's Advice Really Saved Me

At the time, I was a graduate student in the Department of Architecture at South China University of Technology. I was preparing to travel to Xinjiang and Tibet for academic research.

Before I left, my father asked me a question:

"How are you going to carry your money?"

I remember thinking to myself, "I'm already a graduate student. Don't you think I know how to carry my own money?"

But my father took the matter very seriously. He carefully explained:

"You should divide your money and put it in several different pockets. Keep some in your outside pockets and some in your inside pockets. That way, if someone steals from you, you will still have some money left."

Although I thought he was being a little overcautious, I followed his advice anyway.

Little did I know that this simple suggestion would later save me from a very difficult situation.

On that trip, I traveled with my classmates to Xi'an and Mount Hua. From there, we flew to Urumqi and then continued to Tibet. Eventually, I separated from my classmates.

One evening, I was traveling alone, carrying several large bags of luggage, and squeezed onto a crowded public bus to return to my hotel.

Not long after I boarded, I noticed something strange.

Two women who appeared to be a mother and daughter were constantly pressing against me. The older woman looked to be in her forties, while the younger one appeared to be around twenty.

They kept squeezing closer and closer to me.

I was puzzled. Why were these two women pushing against me so much? The bus was crowded, of course, but their behavior seemed unusual.

I even jokingly wondered whether I had suddenly become so attractive that they couldn't resist getting close to me!

I had no idea that I was actually being targeted by pickpockets.

After just two stops, the two women got off the bus.

When I eventually got off and checked my pockets, I discovered that all the money I had kept in my outside pockets was gone!

That was when I finally realized what had happened. The two women had been working together to steal my money while distracting me.

Fortunately, I still had some money hidden in my inside pockets, just as my father had advised. More importantly, my train ticket back to Guangzhou had not been stolen.

By then, I had already purchased my ticket for the return trip to Guangzhou, but I had only about ten yuan left in cash.

For the next part of my journey, I had to make every penny count.

I spent nearly two days traveling back to Guangzhou on an old-fashioned green train. I was so short of money that I wouldn't even buy a boxed meal on the train.

Fortunately, I eventually made it home safely.

Looking back, I realize how fortunate I was.

If I hadn't listened to my father and had kept all my money and my train ticket in an outside pocket, the thieves might have taken everything. Without my train ticket, I might not even have had a way to get home.

A simple piece of advice from my father had saved me from a potentially serious predicament.

The Second Encounter: A Pickpocket Reached Directly into My Pocket

The second encounter happened when I was doing an architectural design internship in Nanhai, near Guangzhou.

One day, I was getting off a train at a very crowded railway station. People were packed tightly together, pushing forward as they made their way off the train. At the same time, passengers waiting to board were squeezing past us from the opposite direction.

It was complete chaos.

Suddenly, a young man passing right beside me caught my attention.

I felt someone touching my front pocket.

When I looked more carefully, I realized that he was actually trying to steal from me!

He used his left hand to block the view of his right hand, then slipped his right hand directly into my front pocket.

Fortunately, I noticed what he was doing just in time.

Luckily, there wasn't anything particularly valuable in that pocket. Otherwise, I might have lost something again.

What impressed me was his technique. He used one hand to conceal the movements of the other, taking advantage of the crowded conditions to steal from unsuspecting passengers.

After my first two experiences, I had certainly become more aware of how pickpockets operated in public places.

The Third Encounter: Years in America Didn't Make Me Immune to Pickpockets

The third close call happened many years later, after I had already moved to the United States and lived there for quite some time.

During one of my trips back to China, I was taking the subway to Tianhe.

At that time, my two children loved putting their hands into my pockets. Whenever they did that, I would jokingly warn them:

"Never put your hands in my pockets! I've become so accustomed to people trying to steal my wallet that one day you might take it out without me even noticing!"

Little did I know that this joke would soon become a real-life experience.

One day, while I was riding the subway, a man carrying a black backpack stood next to me.

He positioned his backpack in front of him to block the view of what his hands were doing. Using the backpack as a cover, he quietly reached toward my pocket and tried to steal something.

This time, however, I noticed him.

I immediately confronted him:

"What are you doing? Why are you reaching into my pocket?"

As soon as he realized I had caught him, he quickly pulled his hand back.

At the next station, he hurried off the train and disappeared.

That was my third encounter with a pickpocket. Fortunately, I didn't lose anything this time, but it was yet another close call.

My Father's Life Experience Was More Valuable Than Any Textbook

Looking back at these three experiences, the most memorable one is still my father's advice before my first trip.

At the time, I thought I was already well educated as a graduate student and should know how to handle these simple matters myself. I even felt that my father was being unnecessarily cautious.

But experience taught me something important: Having a high level of education does not necessarily mean having extensive life experience. Textbooks cannot teach us everything we need to know about dealing with unexpected situations in everyday life.

My father didn't give me any complicated lecture or philosophical lesson. He simply told me to divide my money among different pockets.

It was such a small and practical suggestion, yet it made an enormous difference when I found myself in trouble.

Life is like that. Sometimes, it takes many years before we truly understand the wisdom behind a simple piece of advice from our parents.

After these three experiences, I also want to remind everyone to be careful when traveling, especially on crowded buses, at railway stations, and on subways. Never keep all your cash, identification, and valuables in one place. Avoid putting valuable items in easily accessible pockets, and always stay alert in crowded public spaces.

Most importantly, I want to thank my father.

Some expressions of love are not dramatic or extraordinary. Sometimes, they are simply a few words of advice from a father before his child leaves home.

My father's simple suggestion to divide my money among different pockets is something I have never forgotten.

Gang Chen, Publisher/Bestselling Author (GreenExamEducation.com)

Architect, LEED AP BD+C, Real Estate Broker (BRE# 01232392)